an open checkbook, money, and statetment on a desk.

Personal Checking

Basic Checking

  • No Service Charge if you maintain a minimum daily balance of $300.
  • Minimum Opening Deposit: $300
  • A service charge of $5.00 will be imposed each month that the balance in the account falls below $300 during that month.
  • 24-Hour Toll-Free Phone Banking
  • Internet Banking/Mobile Banking/Billpay
  • Overdraft Privilege (subject to credit approval)
  • VISA Check Debit Card / ATM Card (subject to approval)
  • Unlimited Check Writing (no per-check charges!)

Student Checking
For Full-Time High School or College Students

  • No Service Charge
  • Minimum Opening Deposit: $100
  • Minimum Balance Requirement: $0
  • Internet Banking/Mobile Banking/Billpay
  • 24-Hour Toll-Free Phone Banking
  • Overdraft Privilege (subject to credit approval)
  • VISA Check Debit Card / ATM Card (subject to approval)
  • Unlimited Check Writing (No Per Check Charges)
  • Age limit of Up to Age 24

Hometown Checking
Monthly Fee: $7.50

  • Complimentary Personalized Checks
  • Minimum Opening Deposit: $300
  • Minimum Balance Requirement: $0
  • ID Protect Service, which includes:
    • Identity Theft Expense Reimbursement up to $10,000
    • Identity Theft Resolution Services
    • 3-in-1 Credit File Monitoring (Registration and activation required)
    • 3-in-1 Credit Report every 90 days at no charge (Registration and activation required)
    • Continuous Identity Monitoring
  • Debit & Credit Card Registration (Registration and activation required)
  • $10,000 Accidental Death and Dismemberment Insurance
  • Buyers Protection & Extended Warranty
  • Overdraft Privilege (subject to credit approval)
  • Unlimited Check Writing (no per check charges)
  • Internet Banking/Billpay/Mobile Banking
  • Interest on Checking – You will earn interest on your daily balance any day it exceeds $1,000 at the current NOW Account rate. When your daily balance exceeds $2,500 , you will earn at the SuperNOW Account rate!
  • Cellular Telephone Protection
  • Health Discount Savings (Registration and activation required)
  • Travel & Entertainment Discounts w/ Optional Mobile App (Registration and Activation required)
  • VISA Check Debit Card (subject to approval)
  • 24 Hour Toll Free Phone Banking

Super NOW Accounts

  • With a minimum balance of $2,500, you will earn interest on this account. A service charge of $5.00 is imposed each statement cycle that the balance in the account falls below $2,500 any day of the cycle.
  • Minimum Opening Deposit: $2,500
  • Interest will be compounded and credited to your account every month it is accrued. For current interest rates, visit our Rates page.
  • Internet Banking/Mobile Banking/Billpay
  • 24-Hour Toll-Free Phone Banking
  • Overdraft Privilege (subject to credit approval)
  • VISA Check Debit Card / ATM Card (subject to approval)
  • Unlimited Check Writing (no per-check charges!)

NOW Accounts

  • With a minimum balance of $1,000, you will earn interest on this account. A service charge of $5.00 is imposed each statement cycle that the balance in the account falls below $1,000 any day of the cycle.
  • Minimum Opening Deposit: $1,000
  • Interest will be compounded and credited to your account every month it is accrued. For current interest rates, visit our Rates page.
  • Internet Banking/Mobile Banking/Billpay
  • 24-Hour Toll-Free Phone Banking
  • Overdraft Privilege (subject to credit approval)
  • VISA Check Debit Card / ATM Card (subject to approval)
  • Unlimited Check Writing (no per-check charges!)
  • Some restrictions apply. Stop by or call customer service for more details.

Money Market Accounts

  • With a minimum balance of $2,500, you will earn interest on this account. A service charge of $5.00 is imposed each statement cycle that the balance falls below $2,500 any day of the cycle.
  • Minimum Opening Deposit: $2,500
  • Interest will be compounded and credited to your account every month it is accrued. For current interest rates, visit our Rates page.
  • You may only make 6 withdrawals from a Money Market account each statement cycle. A service charge of $2.00 will be charged for each transfer/withdrawal in excess of these limits.